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Carlos Ruiz



Hello business owners, my name is Carlos Ruiz and I want to welcome to

my page! My aim is to help you get as much funding possible for all your

business needs.

For the beginning part of my career I worked for the railroad till my mid

30's. Working for the railroad was a great career but it caused me to be always away from family.

After that, I took a bet on myself and I transitioned myself into the sales industry. That's when I found a passion for sales and I fell in love with it. At the same time, I was able to spend more time with family and improved my work/life balance. Since then, I haven't looked back and I enjoy what I do everyday! I love helping business owners get the funding they need, I strive for great customer service and build long lasting business relationships. I look forward in working and helping you get the funds that you need real soon! 

The Mom and Pop team is proud to have Carlos Ruiz as one of its members!


Carlos Ruiz is here to help you with your business and your working capital needs. We provide unsecured working capital up to $1,000,000.00 in 2 to 3 days with a minimal amount of documentation for ease of entry as you as a business owner have better things to do than compile documentation for a bank over the course of 60 to 90 days.

Mom and Pop Merchant Solutions DBA Mom and Pop Business Funding and Carlos Ruiz are here for you, now, and in the future to meet your financial needs.


Mom and Pop Merchant Solutions DBA Mom and Pop Business 

Funding approves and funds more deals than our competitors. We will look at any type of credit

and, companies that have't been in business very long. Our in-house underwriting team is more apt to approve files that other funding companies turn down.


With our own in-house under-

writing team, we can get a decision faster than any other funding company, so we can fund deals quicker. Most of our files are approved the same day, and often times fund the same day, which means you get paid faster and your merchants are much happier and keep coming back for more money.


Because we perform our own in-house underwriting and funding, the business owners will get their working capital quicker.

Faster funding means happier clients and repeat customers. In addition, referrals will come naturally. Because of this your business owners will gladly recommend you to fellow business owners.

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