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Benjamin Quan


Benjamin Quan founded Benco Insurance and Financial

Services to better serve the needs of his clientele of

business owners, successful professionals, retirees and

families in Inland Empire region, California in early 1990's.

He provides a full array of insurance products for businesses and families including workers comp, disability income, employee benefits and business succession plans in addition  to auto, home, health and cash enhanced life insurance.


Benjamin's qualifications include more than two decades of financial experience, he holds a life, health, fire and casualty license, and a real estate broker license. He is an Life Underwriter Training Council Fellow, holds memberships in the National Association of Life Underwriters and the National Association of Realtors.


Since Covid-19 pandemic situation happened in America, families & businesses face unprecedented challenges. Helping business owners in financial needs became his clear goal and mission. Advance cash funding is one of the best options to achieve this objective!


Benjamin and his wife Elizabeth make their home in ​the Loma Linda Are​a. In his leisure, he enjoys reading, travel, table tennis, chess and hosting Zoom meetings for churches and groups.


Benjamin Quan is here to help you with your business and your working capital needs. We provide unsecured working capital up to $1,000,000.00 in 2 to 3 days with a minimal amount of documentation for ease of entry as you as a business owner have better things to do than compile documentation for a bank over the course of 60 to 90 days.

Mom and Pop Merchant Solutions DBA Mom and Pop Business Funding and Benjamin Quan are here for you, now, and in the future to meet your financial needs.


Mom and Pop Merchant Solutions DBA Mom and Pop Business 

Funding approves and funds more deals than our competitors. We will look at any type of credit

and, companies that have't been in business very long. Our in-house underwriting team is more apt to approve files that other funding companies turn down.


With our own in-house under-

writing team, we can get a decision faster than any other funding company, so we can fund deals quicker. Most of our files are approved the same day, and often times fund the same day, which means you get paid faster and your merchants are much happier and keep coming back for more money.


Because we perform our own in-house underwriting and funding, the business owners will get their working capital quicker.

Faster funding means happier clients and repeat customers. In addition, referrals will come naturally. Because of this your business owners will gladly recommend you to fellow business owners.

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